Fraud Blocker

Recover Money from LWEX

LWEX was blacklisted by France’s AMF in June 2025 after the regulator said lwex.com offered financial services or products without authorisation.

If you transferred funds from a UK bank account, a refund claim may be possible — even if your bank has already refused.

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Why Choose Compensation Adviser

Crypto-investment cases often turn on how the payment was made, what warnings the bank gave, and whether the firm behind the platform was operating without proper authorisation. Compensation Adviser reviews the evidence carefully, explains the realistic recovery routes, and helps you decide whether a complaint to your bank, card provider, or the Financial Ombudsman Service is worth pursuing.

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Receive an initial review of your LWEX case before deciding whether to proceed.

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Fair, Clear, Transparent Fees

We operate on a strict no-win, no-fee basis. You’ll only pay our 15%+VAT success fee if your claim is successful. Cancellation fees may apply (see full fee details below).

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We review your documents, payment route, and complaint history to identify whether recovery options may still exist.

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What Was LWEX?

LWEX presented itself as a cryptocurrency trading platform where users could deposit funds, monitor account balances, and believe they were generating rapid profits from digital-asset activity. The available evidence suggests it operated as an unregulated platform that attracted consumers through online promotion rather than through any recognised UK regulatory framework.

On 27 June 2025, the Autorité des Marchés Financiers (AMF) added lwex.com to its blacklist, stating that the business offered financial services or products without being authorised. Compensation Adviser’s existing research also refers to an April 2025 warning linked to the Bank of Lithuania, which publicly associated LWEX with unlicensed activity and characteristics commonly seen in financial-pyramid style operations.

How the LWEX Scheme Worked

Publicly reported complaints and warning signs suggest LWEX followed a pattern often seen in suspected crypto-investment scams:

  • Online recruitment and hype: People were drawn in through Telegram groups, social-media promotion, and claims that the platform could generate easy profits.
  • Promises of low-risk returns: Users were encouraged to believe that trading gains were consistent, fast, and repeatable.
  • Visible account profits: Platform dashboards reportedly showed balances and returns that gave the impression the investment was performing well, even where no independent evidence of genuine trading was available.
  • Escalating deposits: Once trust had been built, victims were often encouraged to deposit more money or invite other users onto the platform.
  • Withdrawal problems: A recurring complaint is that withdrawals were delayed, restricted, or blocked altogether once larger sums were involved.
  • Poor transparency: Consumers struggled to identify who was really operating the platform, what regulatory protections existed, or where client funds were actually held.

Why LWEX Raised Concern

LWEX shows several characteristics that should make UK consumers cautious. It was not authorised by the FCA, it appears on at least one accessible European regulator blacklist, and public accounts describe blocked withdrawals and aggressive promotion. Those factors do not guarantee that every payment can be recovered, but they do provide a clear basis for asking your bank or payment provider to review what happened.

In crypto cases, the legal position is often misunderstood. The digital assets themselves are not usually protected in the same way as money held with a regulated UK bank, and overseas platforms may fall outside standard compensation schemes. However, the route your money took into the platform can still matter, especially if it was sent from a UK bank account, debit card, or credit card and warning signs were missed at the point of payment.

Signs You May Have Been Misled by LWEX

If any of the following happened in your case, it may support the argument that LWEX was not a legitimate or properly explained investment opportunity:

You were told profits were quick, consistent, or low risk.

You were encouraged to join through Telegram, social media, or referral groups.

The platform showed apparent profits but you could not independently verify any real trading activity.

You were asked to deposit more money before a withdrawal would be processed.

Customer support stopped responding when you tried to withdraw funds.

You could not confirm any genuine FCA authorisation or clear company ownership details.

What to Do If You Lost Money to LWEX

Gather your records

Collect bank statements, card statements, receipts, screenshots of your LWEX account, wallet addresses, and any messages showing how you were persuaded to invest.

Stop further payments

Do not send additional money to unlock withdrawals, pay taxes, or cover supposed verification charges unless you have obtained independent advice.

Report the matter to your bank or card provider

Ask the payment provider to review the transaction history, explain any fraud-prevention steps that were taken, and confirm whether a refund complaint, chargeback, or Section 75 review is available.

Preserve all communications

Save Telegram chats, emails, social-media messages, referral links, and any webpages used to market LWEX to you.

Report the fraud

Make a report to Action Fraud and keep the reference number, as this can help demonstrate that you treated the matter as suspected fraud promptly.

Get a specialist review

A specialist can assess whether the payment route, your bank’s response, and the surrounding warning signs support a complaint for reimbursement or escalation to the Financial Ombudsman Service.

Can I Recover Money Lost to LWEX?

Whether money can be recovered depends less on the crypto label and more on how the payment was made, what the bank knew or should have recognised at the time, and whether the provider responded appropriately to unusual or high-risk activity. Potential avenues may include:

  • Bank reimbursement complaints: if you sent funds from a UK account and there were warning signs that should have triggered intervention or stronger fraud checks.
  • Financial Ombudsman complaints: if your bank rejects the complaint or offers an inadequate response, the Ombudsman may review whether the bank acted fairly and reasonably.
  • Card disputes: if a debit card, credit card, or card-funded route was used, chargeback or Section 75 arguments may need to be explored depending on the transaction structure.
  • Evidence-led escalation: screenshots, chat logs, wallet details, and the timing of blocked withdrawals can all help show that the payments were made into a suspected scam environment.

No outcome can be guaranteed, and not every payment will qualify for reimbursement. However, a refusal from the bank is not always the end of the matter, particularly where the facts were not fully considered at first review.

Why Choose Compensation Adviser for Your LWEX Claim?

  • Focused on the payment route: we look at the banking and payment evidence, not just the platform’s marketing claims.
  • Clear advice on realistic prospects: you are told where a complaint looks viable and where the evidence is weak.
  • Support with escalation: where appropriate, we can help take complaints further to the Financial Ombudsman Service.
  • Straightforward communication: we explain technical issues in plain English so you can make an informed decision.

Frequently Asked Questions

Is LWEX regulated by the FCA?

No. We have not identified FCA authorisation for LWEX, and public warnings indicate that regulators outside the UK raised concerns about the platform operating without the required authorisation.

Can I still complain if I paid by bank transfer?

Yes. A bank-transfer payment does not automatically prevent a complaint. The key questions are how the payment was made, what fraud warnings were present, and whether the bank responded appropriately at the time.

What if my bank has already refused to refund me?

A refusal is not always final. In some cases, it is possible to ask the bank to review the complaint again or escalate the matter to the Financial Ombudsman Service, particularly if important evidence was not properly considered.

Does it matter that LWEX involved cryptocurrency?

Yes, but not always in the way people expect. Crypto-assets themselves are usually not covered by ordinary deposit protections, but the route used to send money into the platform may still give rise to a complaint against a bank or card provider.

What evidence should I keep?

Keep statements, screenshots of balances and blocked withdrawals, wallet addresses, messages, promotional material, and any documents showing when and why you made each payment.

What are your fees?

We operate on a no-win, no-fee basis. If your claim is successful, we charge a fee of 15% + VAT of the total compensation awarded. If we do not recover any money for you, there is no fee to pay.

Ready to Start Your LWEX Recovery Review?

If you paid LWEX from a UK bank account or card, we can review the facts and explain whether a reimbursement complaint may be worth pursuing.

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Important Information

You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the bank, business or person against whom you wish to complain or to the Financial Ombudsman Service or the Financial Services Compensation Scheme, whichever is applicable to your claim.