Fraud Blocker

Recover Your Losses from HW Consulting Group

HW Consulting Group Limited, operated by Harry Winter, was a forex trading firm that was wound down in August 2025 following discontinued payments to investors. If you transferred funds from a UK bank account, a refund claim may be possible — even if your bank has already refused.

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important information about scam and fraud claims

Why Choose Compensation Adviser?

We are specialists in recovering funds lost to unregulated forex trading schemes and investment frauds. Our experienced team understands the tactics used by firms like HW Consulting Group and knows how to build a compelling case using the Contingent Reimbursement Model (CRM) Code and other regulatory protections.

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We provide a free initial assessment of your HW Consulting Group case without any commitment.

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Fair Fees

We operate on a strict no-win, no-fee basis. You’ll only pay our 15%+VAT success fee if your claim is successful. Cancellation fees may apply (see full fee details below).

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Our experts will review your HW Consulting Group investment documents and bank transfers for free.

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What Was HW Consulting Group Limited?

HW Consulting Group Limited was a UK-based investment firm that claimed to conduct forex (foreign exchange) trading on various platforms on behalf of its clients. The company, directed by Harry Winter, attracted investors by offering fixed returns, sometimes promising annual returns of up to 30%.

Investors were issued loan notes and required to sign lengthy legal contracts. The firm operated from an address in Covent Garden, London, and initially appeared to pay interest to clients on a quarterly basis.

How the HW Consulting Group Scheme Worked

Like many unregulated investment schemes, HW Consulting Group relied on the promise of high, fixed returns to attract capital. However, the firm was not authorised by the Financial Conduct Authority (FCA) to conduct regulated investment activities or manage client funds.

In August 2025, director Harry Winter wrote to clients announcing that the company was being ‘wound down’ and claimed he intended to pay investors back within 11 to 12 months. However, payments to investors had already been discontinued, and many individuals fear they will not see their money returned. In September 2025, the company entered Creditors Voluntary Liquidation.

It is estimated that investors may have lost millions of pounds in total to this scheme.

Signs You May Have Been Misled by HW Consulting Group

If you invested with HW Consulting Group Limited or Harry Winter, you may have been the victim of an unregulated investment scheme. Look out for these common red flags:

You were promised unusually high, fixed returns (e.g., up to 30% annually) from forex trading.

You were issued 'loan notes' rather than direct equity or regulated investment products.

The firm was not authorised by the FCA to conduct investment business.

Your quarterly interest payments suddenly stopped without a clear, verifiable explanation.

You received communication that the firm was 'winding down' but have not received your capital back.

You felt pressured to sign lengthy legal contracts quickly.

What to Do If You Lost Money to HW Consulting Group

Stop All Payments

Do not send any more money to HW Consulting Group, Harry Winter, or anyone claiming they can recover your funds for an upfront fee.

Gather Your Documents

Collect all emails, loan notes, legal contracts, and correspondence you received from the company.

Download Bank Statements

Obtain copies of your bank statements showing the exact dates and amounts of your transfers to HW Consulting Group.

Contact Your Bank

Notify your bank immediately that you believe you have been the victim of an investment scam.

Report to Action Fraud

File a report with Action Fraud, the UK's national reporting centre for fraud and cybercrime.

Seek Professional Help

Contact Compensation Adviser for a free review of your case to explore your recovery options.

 

Can I Recover Money Lost to HW Consulting Group?

Yes, recovery may be possible depending on how you made your payments and when they occurred. The primary route for recovery is through your bank, relying on UK banking regulations designed to protect consumers from fraud.

  • The CRM Code: If you made a UK bank transfer before 7th October 2024 and your bank is signed up to the Contingent Reimbursement Model (CRM) Code, they have a responsibility to protect you from Authorised Push Payment (APP) fraud.
  • Mandatory Reimbursement Scheme: For payments made after 7th October 2024 to another UK bank account, new mandatory reimbursement rules apply to payment service providers.
  • Financial Ombudsman Service (FOS): If your bank unfairly rejects your claim, the case can be escalated to the FOS for an independent review.

Why Choose Compensation Adviser for Your HW Consulting Group Claim?

  • Specialist Knowledge: We understand the specific mechanisms of forex trading scams and how firms like HW Consulting Group operated.
  • Bank Dispute Expertise: We know how to effectively challenge banks when they unfairly reject APP fraud claims.
  • No Upfront Costs: We work entirely on a no-win, no-fee basis, ensuring our interests are aligned with yours.
  • Stress-Free Process: We handle all the paperwork, correspondence, and negotiations with your bank and the FOS.

Frequently Asked Questions

What was HW Consulting Group Limited?

HW Consulting Group Limited was an unregulated UK firm directed by Harry Winter that claimed to trade forex on behalf of clients. It attracted investors by offering fixed annual returns of up to 30% through the issuance of loan notes before collapsing into liquidation in September 2025.

Was HW Consulting Group authorised by the FCA?

No. HW Consulting Group Limited was not authorised or regulated by the Financial Conduct Authority (FCA) to conduct investment activities in the UK. This lack of regulation meant investors did not have access to standard protections like the Financial Services Compensation Scheme (FSCS) if the firm failed.

Can I get my money back from HW Consulting Group?

While recovering funds directly from the liquidated company may be difficult, you may be able to claim a refund from your bank. If you transferred funds from a UK bank account, consumer protection rules regarding Authorised Push Payment (APP) fraud mean your bank may be liable to reimburse you.

My bank has already refused my claim. Can you still help?

Yes. Banks frequently reject initial fraud claims. We can review your bank’s decision and, if we believe they have acted unfairly or failed in their duty of care under the CRM Code or other regulations, we can escalate your complaint to the Financial Ombudsman Service (FOS).

How long does the recovery process take?

The timeline varies depending on the complexity of the case and the bank’s response. Initial bank claims can take several weeks, but if the case needs to be escalated to the Financial Ombudsman Service, it can take 6 to 12 months or longer to reach a final resolution.

What are your fees?

We operate on a no-win, no-fee basis. If your claim is successful, we charge a fee of 15% + VAT of the total compensation awarded. If we do not recover any money for you, there is no fee to pay.

Ready to Start Your HW Consulting Group Claim?

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important information about scam and fraud claims

 

Important Information

You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the bank, business or person against whom you wish to complain or to the Financial Ombudsman Service or the Financial Services Compensation Scheme, whichever is applicable to your claim.