What Was Kapwealth Limited?
Kapwealth Limited (FRN: 590782), which also traded as Titan Investment Partners, was an Essex-based financial advisory firm that held FCA authorisation and operated across several areas, including investment and pension advice. The firm also operated a retail investment platform under the trading name Mitto Markets. Kapwealth was incorporated in 2012 and went into creditors’ voluntary liquidation in April 2024, subsequently losing its FCA authorisation in December 2025.
On 14 May 2026, the Financial Services Compensation Scheme (FSCS) declared Kapwealth in default following upheld claims relating to pensions and investment advice. This declaration means the firm is unable to meet the claims against it, allowing eligible former clients to seek compensation of up to £85,000 from the FSCS.
How the Kapwealth Issues Emerged
The issues surrounding Kapwealth involve the provision of discretionary management services and advice that may have been unsuitable for the clients involved:
- Unsuitable Advice: Clients received advice on pension transfers, investments, and retirement planning that may not have properly considered their personal circumstances, risk tolerance, or financial situation.
- Discretionary Management Failings: Kapwealth acted as the investment manager for strategies, such as a Forex strategy developed with Marjan Technologies. The Financial Ombudsman Service (FOS) found instances where Kapwealth failed to conduct proper suitability assessments before providing portfolio management services.
- High-Risk Investments: Clients with little to no previous investment experience were placed into high-risk, leveraged products like Forex strategies, which were inappropriate for their profiles.
- Lack of Transparency: There were complaints regarding the lack of clear information provided about the investment strategies, including how performance fees were charged on closed positions while ignoring floating losses.
Can I Recover Money Lost through Kapwealth?
Because Kapwealth Limited has been declared in default by the FSCS, there is a clear and established route for seeking compensation if you suffered losses due to their advice or management. The FSCS can pay compensation of up to £85,000 per eligible person, per firm.
To succeed with an FSCS claim, it must be demonstrated that Kapwealth owed you a civil liability. This typically involves proving that the firm provided unsuitable advice, failed to conduct proper suitability or appropriateness assessments, or breached other regulatory duties that directly resulted in your financial loss.
Why Choose Compensation Adviser for Your Kapwealth Claim?
- Specialist Expertise: We have extensive experience in handling complex pension and investment mis-selling claims, including those involving discretionary management failings.
- No Win, No Fee: Our service operates on a strict no-win, no-fee basis, meaning you only pay us if we successfully recover compensation for you.
- Comprehensive Support: From initial evidence gathering to formal claim submission with the FSCS, we manage the entire recovery process on your behalf.
- UK-Based Experts: Our team provides clear, jargon-free advice and is committed to achieving the best possible outcome for UK investors.
